1. Nature of Services

Enlace Digital provides business verification, due diligence, and compliance support services, including but not limited to:

• Know Your Business (KYB) assessments
• Know Your Customer (KYC) support
• Merchant due diligence
• AML compliance advisory
• Regulatory compliance reviews

Our services are based on information obtained from:

• Client-provided data
• Public records
• Third-party data providers

We do not act as a regulator, financial institution, or legal authority.

2. No Legal or Financial Advice

All services and content provided are for informational and compliance support purposes only.

We do not provide legal, financial, or regulatory advice.

Clients should seek independent professional advice where required.

3. Scope & Limitations of Services

While we aim to provide accurate and reliable information:

• Data may be incomplete, outdated, or subject to change
• We do not guarantee the accuracy, completeness, or reliability of any information
• Reports are based on available data at the time of assessment

4. No Guarantee of Compliance

Our services are designed to support compliance processes, but we:

• Do not guarantee regulatory approval
• Do not guarantee compliance outcomes
• Are not responsible for decisions made by regulators or third parties

5. Client Responsibilities

By using our services, you agree that:

• You will provide accurate and complete information
• You have the legal authority to share all submitted data
• You will use reports and services responsibly and lawfully

6. Third-Party Data & Services

We may rely on third-party data sources. We:

• Do not control third-party data accuracy
• Are not responsible for third-party errors or omissions

7. Report Use & Reliance

Any reports provided:

• Are for internal use only, unless agreed otherwise
• Should not be solely relied upon for high-risk decisions
• Are used at your own risk

8. Limitation of Liability

To the fullest extent permitted by law, Enlace Digital is not liable for:

• Any direct or indirect financial loss
• Decisions made based on our reports or services
• Regulatory or compliance outcomes
• Third-party actions or data inaccuracies

9. Confidentiality

We treat all client data as confidential and implement reasonable safeguards to protect it.

10. Intellectual Property

All website content and materials are owned by Enlace Digital and may not be copied or reused without permission.

11. Website Availability

We do not guarantee uninterrupted access and may modify or suspend services at any time.

12. Changes to Terms

We may update these Terms. Continued use constitutes acceptance.

13. Governing Law

These Terms are governed by the laws of [South Africa / Your Jurisdiction].

14. Contact

📧 info@enlacedigital.io